Problem 5-40 (Algorithmic) (LO. 2) Sadie spent the last 75 days of 2021 in a nursing home. The cost of the services provided to her was $24,375 ($325 per day). Medicare paid $11,200 toward the cost of her stay. Sadie also received $14,360 of benefits under a long-term care insurance policy she purchased. Assume that the Federal daily excludible amount is $400. If the amount is zero, enter 0. What is the effect on Sadie's gross income? The amount of her exclusion is $ and the amount included in her gross income is $