Problem You just opened a retirement account. It earns an interest rate of 9.9% per year. You will invest $775 each month. Your first deposit will be made one month from now. What is the value of your account in 30 years? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) Retirement account value Problem Your car loan has monthly payments of $400 for the next 5 years with the first payment due today. If the APR is 768% compounded monthly, what is the value of the payments today? Multiple Choice $20.812.11 $19,327.74 $20,004 38 $18,185 80