Prompt

This is the first of three team discussions.Group work can be tricky in online classes and in real life. For those reasons, we take this opportunity to practice our collaborative and communications skills. For tips on how to work successfully as group online,

All team members are expected to participate. discussion summary for the team. List the team members who contributed in your summary. It is the team's responsibility to determine who writes the summary for the team each time.

1-Let's think about how types of insurance and various government programs help lessen the severity of losses.

2-Why do insurance contracts exist for some but not all risks?

3-Why do we have government programs to lessen some types of risk.

4-How can these programs affect individual behavior?