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Property & Casualty Insurance (New York) (1) All of the following losses are general exclusions under a dwelling policy EXCEPT O A. neglect. O B.

Property & Casualty Insurance (New York)




(1) All of the following losses are general exclusions under a dwelling policy EXCEPT

O A. neglect.

O B. debris removal.

O C. nuclear hazard.

O D.

off-premises power failure.


(2) In the workers' compensation policy, part I protects the employer for

O A. workers' compensation benefits.

O B. lost employee wages.

O C. employers liability.

0 D.

employee theft.


(3) Which of the following is NOT part of the Common Policy Conditions under a Businessowners Policy (BOP)?

O A

Vandalism.

0, B.

Cancellation.

0 C

Policy period.

O D. Premium payment.


(4) The spoilage endorsement may be added to which of the following forms?

O A. Livestock coverage.

O B. Commercial inland marine coverage.

0 C.

Building and personal property.

O D.

Builder's risk form.


(5) In a homeowners policy, which of the following would NOT be contained in the conditions section of the policy?

O A. The amount of the premium.

O B. The duties of an insured after a property loss.

O C. The settlement options.

O D. The subrogation rights of the insurer.

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