Property Law - Australia

Petal and Pansy are two kindergarten teachers who have entered into a business partnership to run a play cafe for children under six. They are leasing the cafe premises. They seek your advice on the following matter concerning occupier's liability:

What is the standard of care that an occupier must meet in fulfilling their duty of care?

In the circumstances, if an adult or child was hurt at the premises, what would the court consier in deciding whehter the occupier had discharged their duty of care?

What type of insurance policies would you recommend they purchase? Why?