Property that can result in loss, but is not physical and cannot be touched is referred to as O intangible improvements and betterments O real O tangible Chuck's property was damaged in an accident. He phoned his agent to see if the loss was covered under his property insurance policy. The agent said, "As long as the cause of loss is not specifically excluded in the policy, the loss is covered." Based on the agent's answer, what type of insuring agreement appears in the policy? O extended-perils coverage O named-perils coverage unconditional coverage O"open-perils" coverage Chuck stated on his auto insurance application that he had no traffic violations, when actually he received a speeding ticket and a ticket for failure to stop at a stop sign, in the past year. This is an example of misrepresentation. breach of warranty. lack of offer and acceptance. O concealment