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Provide a real-life example of adverse selection in a certain insurance market (e.g., health insurance market, etc.). Please be specific about your example with sufficient

Provide a real-life example of adverse selection in a certain insurance market (e.g., health insurance market, etc.). Please be specific about your example with sufficient details on how the situation you described would lead to adverse selection and what the potential consequences are for the insurance market. Please avoid using the examples I gave in the videos

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