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"Even though the Great Recession officially ended, the unemployment rate is still considered high."

Even after the recession, unemployment remains high. I believe the unemployment is still high and I think will continue to remain high because the demand for goods isn't nearly as high as it was prior to the recession. With the lowered demand for goods and services, firms are not able to hire or don't need to hire new or steady workers. There is a large availability in the workforce, but not as much of a demand for those workers. I also think there may still be a stigma with some new borrowers (or even subprime borrows) that may realize/remember how detrimental the Great Recession was and are less likely to just jump into large investments like purchasing a home. With the advent of the internet and even more information available for borrows at their fingertips, I think people are also more informed about their decisions than ever before; this could lead to more wary purchasers than before.