Provision I The stated default previsirms in the lease include aprm'isic-n that requires apenaltg.r payment if Big Bear=shanlc declares a default under its prittliar},r credit arrangement- Big Bear 'thl. he in default under the credit arrangement if there is a "material. adverse change\" in its financial ccnditicn I'm-'Iaterial adverse change is not defined in the lean ducuments- Big Bear believes the lilcehhccd of default is remote- The hard: has 110 relaticmsliips with Goliath. {Nate that this is a custcninarjrr prm'isicn in Leasing arrangements-)