PUBLIC BANK NEW PRODUCT Product: Investment particularly for student age between 18-25 Reason(s): university is actually one of the best opportunities to get started in the world of investing but I'm sure not many students were exposed to the importance of investment. So we (public bank) want to create a product especially for students to increase their awareness of investing at an early age. Goals: after graduate, students will have 5k-10k to; 1. Put the money for other investment, or; 2. Use the money to survive while looking for jobs, or; 3. Buy whatever they want Details: Students have to put in RM300 to start up an account, then we will give some sort of a card or book (or website) for them to keep track of their investment/trading. For monthly payment, there are 2 amounts which students can choose, RM100/a month or RM200/a month. And the dividend will be paid according to their investment, ranging between 2%-4%. However, they can only close the account or receive their money after they have graduated. Q/ ustify the importance of the proposed products in accordance to Value Based Banking? Two pages