Puma Import and Exporting Corporation is major importer and exporter of agricultural products including soybeans, corn, and wheat. Puma currently has a major shipment of soybeans heading to Poland with payment due in 90 days. Puma would like to enter into a forward contract to hedge any potential foreign currency risk. Puma does a quick check of the financial markets and discovers that the interest rate in the US is 4% annual rate and the interest rate in Poland is 7% annual rate . If the current spot rate for the Polish zoty is USDPLN is 4.00, what do you estimate the 90 day forward rate will be using the forward rate approach? (Round to two decimal places)