Q 8.21: Jose is a 24-year-old professional who just landed a job with a great salary. He has no debt and would like to start investing early. Jose isn't worried about losing a little money, his motto is that you have to spend money to make money. Which of the following products would be most appropriate for Jose? ) Passively managed bond mutual fund by largest mutual fund company with 0.17% expense ratio. B Portfolio of the 30 stocks that make up the Dow Jones Industrial Average. C S&P 500 ETF with 0.19% expense ratio. D Actively managed mutual fund by a top technology manager with 1.9% expense ratio