Q.1. Describe four different types of insurance coverage other than health/dental/vision that would be needed for a hospitality, recreation or tourism business or organization, and discuss the importance of each.

Q.2. Describe some of the changes in the global insurance market and global legal climate that are forcing underwriters and hotel manager to re-examine their insurance coverage.

Q.3. Discuss four ways that hospitality, recreation and tourism agencies worldwide can manage risk more aggressively and consistently