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Q1. One tool for dealing with the risk of outliving one's income is a life annuity. Briefly explain how a life annuity is able to

Q1. One tool for dealing with the risk of outliving one's income is a life annuity. Briefly explain how a life annuity is able to do this.

Q2 . Explain why the disability needs for a particular individual are likely to be even greater than the needs in the case of premature death.

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