write Analysis, Interpretation, and Findings of this ratio.

3. Net Interest Margin: Table No. 5: Net Interest Margin 5-year 5-year BANK 2015 2016 2017 2018 2019 sector average average Bank Muscat 3.07% | 3.03% | 2.96% 5.55% 3.33% 3.59% 3.04% Bank Dhofar 3.05% 2.76% 2.30% 2.36% 2.20% 2.54% 3.04% Bank Sokar 4.54% 2.41% 2.25% 2.40% 2.67% 2.85% 3.04% NBO sector average 3.06% 2.97% 2.99% 2.64% 3.32% 2.80% 3.43% 3.43% 3.17% 3.04% 3.04% 3.52% 2.91% 3.04% Chart 5.5 NIM %4.00 %3.50 %3.00 %2-50 %2.00 %1.50 %1.00 %0.50 %0.00 BankMuscat BankDhdar BankSoha NBO 5 year average -S yar sector average