Q2) You currently have $3,473 in a retirement savings account that earns an annual return of 13.00%. You want to retire in 41 years with $1,000,000. How much more do you need to save at the end of every year to reach your retirement goal? Q3) You currently owe $3,189 to your credit card that charges an annual interest rate of 16.00%. You make $117 of new charges every month and make a payment of $157 every month. What will your credit card balance be in three months