Q4) What is the most that you would pay for an investment that promises to pay $18,744 a year forever with the first payment starting one year from now? Assume that your required rate of return for this investment is 19.00%. Q5) A loan has a stated annual rate of 08.00%. If loan payments are made monthly and interest is compounded monthly, what is the effective annual rate of interest? When inputting an answer, round your answer to the nearest 2 decimal places.If you need to use a calculated number for further calculations, DO NOT round until after all calculations have been completed. For the final answer, Round to 2 decimal places