Q5. Education Fund: Your client's child will go to a four- year college 14 years from now. They want to make sure they have four years' worth of education cost 14 years from now. The current annual cost of education is $ 30,000 subject to a 4% annual rate of inflation. The investment opportunity is 12% each year (compounded monthly). The marginal tax rate of the client is 22% Q5. Education Fund: Your client's child will go to a four- year college 14 years from now. They want to make sure they have four years' worth of education cost 14 years from now. The current annual cost of education is $ 30,000 subject to a 4% annual rate of inflation. The investment opportunity is 12% each year (compounded monthly). The marginal tax rate of the client is 22%