Q6.21: Ferdinand is comparing two options for borrowing money for a ski trip. Ferdinand uses the car to make pizza deliveries which is his main job. Which of these options should he AVOID if he's not sure he can pay the money back? A A title loan on his car. B A new credit card. C A payday loan at 390% APR which is due in two weeks. A personal loan from a credit union. Categorize each of the following as having a single payment, fixed monthly payments, or variable payment. A. Line of credit: B. Payday loan: single payment fixed monthly payments variable payment