Qatari people have an exceptional passion with cars because they own. At individual level, they own more cars than any other people in Arabian country (or maybe in the world) and the owned cars are highly valuable though it might constitute a lower proportion of the individual earned annual income. Thus, the non-Qatari residents and expatriate, as opposed to Qatari citizens, who owns less valuable cars or are willing to buy or rent a car need to be conscious of the perceived risks associated with riding or driving in Qatar streets. Answer any 6 of the following inquires. 1. First, your personal car or automobile may compose the largest possible source of catastrophic lawsuits and legal judgements against you for injuries, death and damage caused by the car accidents. Thus, how you might get protected from this threat? Discuss the non- insurance steps that help you reduce these risks. 2. For 1 above, what are the factors you need to consider when buying liability coverage insurance. 3. Do you think that your current and future income are among the factor that determine the sort of protection you consider. 4. For me as non-Qatari Citizens, I am always tries to be careful not to be the cause of the accident or simply I tries to comply with traffic regulation, do you think "the who hit matters" to Qatari citizens in a similar fashion to mine. 5. Do you think Qatari tend to buy higher liability limits when they decide to own luxurious automobiles, larger-size or more safe autos? Is the liability limits split an issue in this regard? 6. Do you give more attention to the lawsuits and legal liability from owning an auto or give more concern with your personal injuries that might be associated with the accidents that might be happened to your car? Justify your answer. 7. Besides legal liability and personal injuries coverage limits, what are the other consideration you need to consider when buying an auto insurance? Offer two considerations that you need to be concerned about. 8. Suppose you consult your colleagues regarding buying an auto insurance and they pay your attention to the cost-effective deductibles? What are the implications of their advice. 9. Most people who own an old car tend not to buy more inclusive sort of coverage for the risks associated with driving these cars and the problem is overblown if the liability and personal injuries limits are relatively low. Do you think this behaviour is rational? explain.