Qualfied LTC policies are required to offer inflation protection as an optional feature. True O False QUESTION 57 Ryan has moved frequently during his life and now lives in Key West, Florida. He works as a bartender and owns a small home. He has spent most of the money he has made and continues to do so. Ryan's brother, Sam, is very different. He finished graduate school and has saved as much as he can over the years. He owns a small business that he operates with his family. He is by no means rich, but is certainly upper middle-class. Who needs long-term care insurance? Ryan O Sam Both Ryan and Sam. O Neither Ryan nor Sam. Boudreau, a resident of Louisiana, carries the minimum required PAP liability limit of 10/25/10, While on vacation in Massachusetts, Boudreau strikes a pedestrian with his car, resuting in medical costs for the victim of $45,000. Massachusetts law requires motorists to maintain lablity limits of 20/40/15 Which of the folowing statements conceming this situation is correct? Boudreau's insurance company will only pay $10,000 towards the victim's medical costs. Boudreau is subject to arrest or citation for failing to maintain proper insurance under Massachusetts law. O Boudreau may be personaily liable for $25,000 of the medical expense costs Boudreau's insurance company will pay $40,000 of the medial expense costs