Question 1 (1 point) TIME VALUE OF MONEY. Consider the following cash flow stream. The discount rate up to the end of the 4th year is 10%% while the discount rate for cash flows after the 4th year is 12%. What is the present value of the cash flows? Video help: https://youtu.be/mbuw5JOand 8. Year 0 1 2 3 4 5 6 7 Cash Flow -$10,000 800 800 -800 12,000 500 -500 500 1) -$821.005 2) -$821.01 3) $821.01 4) -$821.067