Question 1 (10) In most lending organisations, credit losses occur due to lack of credit risk monitoring. You're required to identify a lending organisation of your choice (bank or retailer) and outline its periodical credit risk review process. Question 2 (5) Commercial Bank of Windhoek has credited Upington Solar Corporation with R550m, with a maturity of two years. Expected loss for Commercial Bank of Windhoek's loan to Upington Solar Corporation is R16,5m and the recovery rate is assumed to be 23%. Calculate the probability of loan default (PD) for Upington Solar Corporation. Question 3 18] Lenasia Leather Works has a debt-to-equity ratio of 1.81, with a total debt of R7.2 million. You are required to calculate the following: a. Amount of equity b. Total assets (5) (3) Question 4 (15) In credit assessment, Parter's Five Forces Model is a tool that can be used to give insight into forces that affect the revenue and profitability of a business. As a credit analyst for Rietvlei Bank Beperk, use Porter's Model to assess the potential, in terms of performance, a company of your choice, locally or internationally, in any of the following sectors: - a. Surface transport (Road and rail - either passenger or freight) b. Manufacturing c. Financial Services (Banks, Microlenders and insurance companies) d. Retail In your answerin the sector, then name the company and the type of business. Opera