Question $13$

Which of the following IS one of the factors that determine a company's credit rating?

Whether the company's net profit was big enough to cover all of its interest and principal payments on its

loans outstanding in the year just completed

The company's average return on shareholders' equity over the most recent three years

The company's debt$-$to$-$equity ratio

Its current assets

How many times the company has been put on credit watch in the past $5$ years