Question 1 (Agency Problem)

Is the agency problem unique to for-profit or does it occur in not-for profits as well? is the agency better, worse or about the same in the United States as comared to other country?

Question 2 (Financial Planning)

How does financial planning in large company differ from financial planning in small company? "In today's chaotic environment, planning doesn't make any sense. All a plan does is show you what isn't going to happen." Please respond to this statement.