QUESTION 1 A(n) is an IRS-approved retirement plan sponsored by an employer to which employees may make pretax contributions that lower their tax liability QUESTION 29 The practice in which any unspent dollars in a Flexible Spending Account (FSA) at the end of the year are forfeited and not returned to the employee is known as the QUESTION 1 A(n) is an IRS-approved retirement plan sponsored by an employer to which employees may make pretax contributions that lower their tax liability QUESTION 29 The practice in which any unspent dollars in a Flexible Spending Account (FSA) at the end of the year are forfeited and not returned to the employee is known as the