Question 1. LO 2: Understand the basic analytical tools that will help to make financial decisions. Andi is an engineering graduate who has just started his career at a well-known technology company. Currently, he is 25 years old and plans to retire at the age of 60. Andi wants to set aside a certain amount of money every year and save it in the form of a term deposit which provides fixed interest of 7% per year, which is paid at the end of each year. Andi has made financial planning and determined that he wants to collect IDR 5,000,000,000 when he retires. Therefore, he must determine how much money he needs to set aside each year to achieve this goal. How much money should Andi set aside every year if he wants to reach his pension fund target of IDR 5,000,000,000 when he retires?

2. LO 2: Understand the basic analytical tools that will help to make financial decisions. PT. Happy to Continue decided to buy a production machine worth Rp. 600,000,000. The company pays a down payment of 25% and the remainder will be paid in installments with the interest of 12% per year for 4 years. Installments will be paid at the end of each year. a. Calculate the annual payment in the same amount at the end of each year that must be paid by PT. Continue to be happy. b. Make a Loan Amortization Schedule.

3. LO 2: Understand the basic analytical tools that will help to make financial decisions. PT. Semesta plans to take part in an apartment construction project. PT. Universe is given the option to accept payments in two ways. Namely with a fixed payment for 7 years of IDR 120,000,000 paid at the end of the year or payment in stages as follows:

Year	Option 2
1	250,000,000
2	150,000,000
3	100,000,000
4	150,000,000
5	100,000,000
6	50,000,000
7	25,000,000

If the opportunity cost determined by the company is 12%, what option should be taken?

4. LO 2: Understand the basic analytical tools that will help to make financial decisions. PT XYZ is a company that operates in the manufacturing sector. From the company's financial reports, you find the following information: Sales (Revenue): IDR 1,200,000,000 Cost of goods sold (COGS): IDR 700,000,000 Other operational costs (other than COGS): IDR 200,000,000 Depreciation: IDR 100,000,000 Income tax rate (corporate tax rate): 25% Calculate Operating Cash Flow (OCF)!

5. LO 2: Understand the basic analytical tools that will help to make financial decisions. PT. Mandiri Sejahtera will purchase shares in the Terang Baru Company. The value of Terang Baru Company shares will be assessed using the Free Cash Flow (FCF) method with the following data:

Year	Free Cash Flow
2018	IDR 1,200,000,000
2019	IDR 1,500,000,000
2020	IDR 1,800,000,000
2021	IDR 2,000,000,000
2022	DR 2,400,000,000

In addition, additional information obtained is: FCF growth rate after 2022 is 4% The company's WACC (Weighted Average Cost of Capital) is 10% The company's total debt is IDR 1,000,000,000 The company's total preferred shares are IDR 500,000,000 The number of ordinary shares outstanding is 10,000 shares Question: What is the value of the Terang Baru Company shares according to the FCF method?

6. LO 2: Understand the basic analytical tools that will help to make financial decisions. Andi invests in a bank with time deposits. The bank offers an interest rate of 5% per year. Andi decided to invest IDR 10,000,000 for 3 years. The bank calculates interest by compounding interest and follows the exponential function. How much interest will Andi receive after 3 years?