QUESTION 1 What do you think the banking industry will look like 20 years from now? What powerful forces are shaping financial markets and institutions today? Which these forces or factors do you think will continue into the future? Can you explain why many of the forces you named have led to significant problems for the management of banks? Why do you think banking has survived for so long? QUESTION 1 What do you think the banking industry will look like 20 years from now? What powerful forces are shaping financial markets and institutions today? Which these forces or factors do you think will continue into the future? Can you explain why many of the forces you named have led to significant problems for the management of banks? Why do you think banking has survived for so long