Question 10 6 pts Suntrust offers a 20-year $325,000 mortgage with monthly payments of $2,217.32. Base on monthly compounding, using a 12-month year, what APY interest rate are they offering for this mortgage? (Round to four decimal places and enter as a decimal instead of a percentage). Question 11 6 pts Suppose you just won the lottery, which pays $ 1.0 million per year for 10 years, starting today. (Payments are made at the beginning of the year.) The lottery offers you a one-time lump sum payment today of $7.2 million in place of the annuity. What APY is the lottery using to calculate the present value of the lottery winnings? (Round to four decimal places and enter as a decimal instead of a percentage)