QUESTION 10

What does bank capital adequacy management mean?

		Making sure bank has the adequate amount of reserves
		Making sure banks have the right combination of assets
		Making sure banks entice enough depositors to borrow funds
		Make sure bank has enough capital to be profitable

QUESTION 11

What do secondary reserves represent?

		Amount of assets kept in the vault
		Amount of assets invested in the public
		Amount of assets collected from all depositors
		Amount of assets converted from non-cash to cash

QUESTION 12

What is a bank holding company?

		A non-for profit entity than owns one or more banks and banking-related subsidiaries.
		A governmental entity than owns one or more banks and banking-related subsidiaries.
		A corporate entity than owns one or more banks and banking-related subsidiaries.
		A corporate entity than owns one of more corporations and related subsidiaries.