Question 11 1 pts 11) Which of the following statements best describes NOW accounts? O Interest-bearing checking accounts O Non-interest-bearing checking accounts Specialized mutual funds that offer deposit-like interest d) Fixed-maturity interest-bearing deposits with face values over $100,000 Question 12 1 pts 12) Part of the TARP program of 2008-2009 was the intended to encourage U.S.financial institutions to build capital to increase the flow of financing to U.S. businesses and consumers and to support the U.S. economy. Consumer Protection Initiative O Reverse Liability Program O Capital Purchase Program o Off-balance-sheet Support Program