Question 11 3 pts The primary function of a finance company is to: Invest in speculative issues that otherwise cannot be marketed. Create a balanced portfolio of investments for small investors. Provide direct capital investment by buying and holding new security issues, Securitize Cash-Flows creating alternative sources of financing None of these answers. Question 12 3 pts What was the underlying cause of the S&L crisis? Financial deregulation Abusive lending practices High inflation Increased Deposit Insurance Ceilings None of these answers