Question 11 5 points Save An Ray borrows $12,014 from his parents today to start his own car rental business and agrees to pay back the borrowed amount together with five year worth interest payment in 5 years at 3196 Interest rate per year How much does Ray need to pay back the loan after 5 years? Please round your answer to the second decimal Without a dollar sign Ex. 123456 Question 12 Which of the following is a money market security? A 20-year municipal bond OA A 3-month Treasury bill . A 30-year corporation bond A share of Texaco common stock OD