Question 11 5 pts Suppose the government changes the way social security is financed so that everyone gets a $20,000 lumpsum deposited into an account that they cannot use until they retire. Tom received one of the accounts and will retire in 5 years. How much money can he expect to have in his account when he retires, assuming an annual interest rate of 5%? use the following formula: FV = PV(1 + r)t $25,526 $21,000 $20,000 $19,048