Question 13 (3.5 points) If you wish to accumulate $115,000 in 13 years, how much must you deposit today in an account that pays a quoted annual interest rate of 11% with daily compounding of interest? $39,386.81 $29,614.14 $27,526.46 $25,076.60 $49,159.47 Question 14 (3.5 points) You plan to borrow $120,000 now and repay it in 18 equal annual installments (payments will be made at the beginning of each year). If the annual interest rate is 11%, how much will your annual payments be? $15,581.14 $14,037.07 $18,338.66 $15,037.70 $19.009.00