Question 13 4 pts All else equal, as you increase the number of compounding periods per year the smaller the furure value the larger the future value the larger the present value this has no effect on the value of the cash flows Question 14 4 pts Suppose there are two identical investments, except for the final payoff amount. Investment A pays off USD 100,000 and investment B pays off USD 125,000. If both investments cost USD 25,000 what accounts for the difference in the future value of the payoff? investment A has a higher interest rate investment B has a higher interest rate investment B has lower risk investment A has higher risk