QUESTION 13 Which of the following is not an operational risk loss event? A loan officer inaccurately enters client financial information into the bank's proprietary credit risk model. An individual shows up at a branch presenting a check written by a customer for an amount substantially exceeding the customer's low checking account balance. When the bank calls the customer to ask him for the funds, the phone is disconnected and the bank cannot recover the funds. During an adverse market movement, the computer network system becomes overwhelmed and only intermittent pricing information is available to the bank's trading desk, leading to large losses as traders become unable to alter their hedges in response to falling prices. A bank, acting as a trustee for a loan pool, receives less than the projected funds due to delayed repayment of certain loans.