Question 14 0.5 pts U.S. moneyr laundering laws applv to O criminal intent to promote unlawful activity 0 proceeds from illegal activity 0 gain from unlawful economic activity 0 all of the above Question 15 0.5 pts Which of the following denitions best describes the Bank Secrecy Act (BSA) of 197'0? 0 To create a paper trail for criminal, tax or regulatory investigation by requiring record keeping for transactions of $10,000 or more in value. 0 Whether the institution has policies and procedures in place to prevent money laundering. 0 Whether the institution now has in place procedures to prevent the recurrence of the offense. 0 All of the above. Question 16 0.5 pts Mortgage fraud occurs when 0 one obtains a loan without having credit 0 one obtains a loan by falsifying nancial information Q a real estate agent lures an individual into obtaining a mortgage illegally 0 all ofthe above