Question 14. Which of the following is an example of "counter advertising\"? 0 1] The FTC requires a business to run advertisements that correcta message from an earlier ad. 0 2] The FTC requires a business to cease and desist its advertisement. 0 3] The FTC requires a business to pay a fine fora false or misleading advertisement. Question 15 ;1_ .- Smart Motors denied Sara a car loan based on her credit report. What are her rights? 0 1] Sara has the right to have her name removed from the credit reporting agencies database so next time she will not have an adverse report given. 0 2] Smart Motors must give Sara the loan. It's illegal to discriminate against people based on a credit report. O 3] Sara has a right to ask fora free copyr of her credit report from the credit reporting agency and to force the agency to correct any errors in the report. O 4] Smart Motors must give Sara an opportunity to fix her credit report in a manner acceptable to Sara. Question 16{1,.-;...L Jim is in big trouble. He just graduated from college and started his own business. He borrowed funds from his rich uncle to do so. His uncle isa doctor. His business tailed and nowI his uncle is trying to collect. His uncle is calling him at all hours of the night. following him around to social events. and even telling business associates that Jim is a deadbeat. Can Jim use the Fair Debt Collections Practices Act {FDCPAl to protect himself from his uncle? 0 ll No. the FDCF'A only protects consumers who have declared bankruptcy. O 2] Yes. but only if Jim has asked his uncle to stop its abusive collection practices 0 3] Yes. the FDCF'A limits abusive practices such as those used by the uncle O 4] No. the FDCF'A only applies to professionals engaged in collecting debt [generally collection companies]