QUESTION 14 With a partnership-qualified LTC policy, individuals may be able to keep more assets than the minimum amount required by Medicaid and benefits under Medicaid still qualify for True False QUESTION 15 In the early years of a whole life policy, the premiums are significantly greater than the mortality cost True O False QUESTION 16 Factors that an underwriter considers for a life insurance policy include the person's age, height and weight, gender, general state of health, lifestyle, medical history, profession, financial status, hobbies, driving record, and whether they use tobacco products O True O False