Question 15 15. Five years ago a bank issued a 15-year commercial mortgage at 4.8% with an initial balance of $900,000. Today market Interest rates are 4.1% What would be the current value of the mortgage in the marketplace? (In other words, how much would it cost another bank to buy the remaining 10 years of cash flows?) Please enter a positive value and two decimal places. 9 pts Question 16 16. You are going to use a mortgage to buy a house. This mortgage will have an initial balance of $200,000. You go online to a bank and they make you an offer: You can get a 3.30% loan for 30 years with 3 points. If you anticipate staying in the house for 10 years, what would be the effective (annual) interest rate of the loan? Please put your answer in percentage with two decimal places for instance put 7.63 for 7.63%. Please enter a positive value