QUESTION 15 Banks and Insurance Companies are similar because They both are governed and regulated by the Federal Government They both purchase reinsurance to cover excessive losses They both can suffer large losses due to inclement weather They both have to plan for long term risks and losses All of the above QUESTION 16 Which Risk Factor is of more concern to insurance companies in determining to continue insurance coverage A Severity Calm Repeated Claims Loss of Use Dollar Amount of claim None of the Above QUESTION 17 With the Burden of Risk one of the Cost for individuals and businesses is Cost of reimbursed paid losses Financing of potential losses Condition that increases chance of loss All of the above None of the Above QUESTION 18 Personal property Insurance without additional added coverage can cover All of the value due to theft of your rare stamp collection Your neighbor's auto hits your garage door and breaks it You burn leaves that spreads and burns your neighbor's house Rour neighbor's son throws a baseball through your living room window None of the Above