QUESTION 16 The "market risk premium" is o the market return minus the risk free return the return on the market portfolio the return on a portfolio with a beta of 1.0 the standard deviation of the market's QUESTION 17 A perpetuity is a stream of level cash flows that never end an annuity that begins after the passage of a specified number of periods O a lump sum a semiannual payment series until a security matures QUESTION 18 In the Time Value of Money chapter, an amortization schedule is associated with the O calculation of the present value of an annuity due effective rate calculation systematic payoff of a loan depreciation on an investment asset such as a machine