QUESTION 16 Tommy and Amanda Perez are a dual earner couple with a young son, Bobby. Tommy and Amanda each receive health care coverage for themselves from their respective employers. Their employers pay the premiums for the workers, and coverage for dependents is available if the worker pays the premium cost. They are trying to decide under which policy to cover Bobby for the upcoming year. The following is a brief description of their policies and projected medical expenses for Bobby Tommy's HMO Coverage Amanda's Major Medical Coverage Maximum limits unlimited $500,000/year person Deductible Copayment $20/doctor's visit $50/urgent care clinic visit, $15 prescription Sorin hospital charges $500 year person Participation not applicable 80/20 with a $2,500 year person cap Major exclusions Dental and vision Prescriptions, dental, and vision Monthly premiums for dependents $105 dependent month 590 dependent mouth Bobby is a healthy 8-year-old who is accident prone. Based on his past medical records, Tommy and Amanda expect the following covered medical costs for the year. 6 trips to the doctor-average cost of 575 per trip 2 trips to the urgent care clinic-average cost of $300 per trip 1 broken bone average cost of in-hospital surgery $1,250 12 prescriptions-average cost of $45 per prescription Answer the following questions by filling integers into the following blanks. Round to the nearest Integers and do not put thousand separators a For Bobby under Tommy's HMO, the Perez's family's total out-of-pocket medical costs (including all of the copayments) are $ For Bobby under Tommy's HMO, the Perez's family's annual premium payments are s So, for Bobby under Tommy's HMO, the Perez's family's total costs are $ b For Bobby under Amanda's Major Medical plan the Perez's family's total medical coinsurance payments are $ they also have to pay $ deductibles and S expenses from prescriptions, dental, and vision, which are not covered by the plan For Bobby under Amanda's Major Medical plan, the Perez's family's annual premium payments are $ So for Bobby under Amanda's Major Medical plan the Perez's family's total costs are $