Question 17 3 pts You want to buy a $800,000 home with 20% down. If you purchase one discount point (by prepaying 1% of your loan amount), you can lower your benchmark mortgage interest by 0.25% and reduce your monthly mortgage payment from $2,785.32 to $2,698.27. What is the payback period of purchasing 1 discount point? 92 months 91 months O 74 months O 73 months None of the above