QUESTION 17 A lump sum has a $3,000 present value and a $12,000 future value. If the rate of return is 996, how many years would make this possible (solve for n)? O 16.09 years 10.88 years 13.12 years 23.01 years none of these QUESTION 18 A $310,000 monthly compounded home loan has a stated interest rate of 9% and a term of 30 years. What is the monthly payment on the loan? O $2,494 $1,920 $1,799 $2,106 o none of these