Question 18 (5 points) Which of the following statements regarding a multi-year guaranteed annuity (MYGA) is true? the interest rate is usually lower than you would earn on a bank certificate of deposit, but it allows you to annuitize the account balance on 2 Saved it usually allows withdrawals of interest as it is earned without any penalties O it is a form of immediate annuity it usually allows withdrawals of the entire account balance at any time without penalty