Question 18/1 pand Shree An empbyer who wants to set up a group insurance plan for his employees meets his yene while discussing long-term disability coverage, the employer indicates that he would like benefits to be paid tar free to a disabled employee. What recommendations his agent can make? Od the premiums for this disability coverage must be paid entirely by the emabyer. Cu The premiums for this disability coverage must be paid entirely by the emobyee Od the premiums for this disability coverage must be shared 50/50 between the emaber and employee O Regardless of who pays the premiums for this disability coverage, benefits are ahays tar-free