Question 19 (1 point) You are making a $120,000 investment and feel that a 19% rate of return is reasonable, given the nature of the risks involved. You expect to receive $48,000 in the first year, $54,000 in the second year, and $76,000 in the third year. You expect to pay out $12,000 as a disposal cost in the fourth year. What is the net present value of this investment given your expectations? Your Answer: Answer Question 20 (1 point) What is the payback period for an investment project with an upfront cost of $2,000,000, but benefits of $500,000 a year, each year, forever? (Note: Enter the number of years as your answer, but do not enter 'years", just the number) Your