Question 2 1 pts Throughout the course, we have assumed a risk-free interest rate in a competitive market. This meant that anyone could borrow or lend at this same risk-free interest rate. How realistic is this assumption? O It is not realistic. Credit scores differ across individuals and they determine borrowing rates. O It is very realistic. We all can borrow at the same rates. O It is very realistic. We all can borrow and lend at the same rates